Health care issues have long been in the spotlight in the United States. President Obama’s administration has been doing a lot to improve the situation, and one of the things they have recently done is to launch a health care web site. It can be accessed at http://www.healthcare.gov/. What does this mean for the average [...]

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Being self-employed is one of the most liberating experiences you can ever have. When it comes to health insurance, it does not mean that you do not have any options if you are self-employed. In fact, you can easily find a good plan if you know where and how to look. One option is to [...]

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One common question that always arises when it comes to taxes is whether or not health insurance premiums are tax deductible. The answer depends on the nature of your employment. If your company has what is called a cafeteria plan, then the chances are that your out-of-pocket expenses are tax-free. A cafeteria plan basically provides [...]

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You may have had health insurance coverage for most of your life, but it doesn’t mean that you know everything there is to know about it. Indeed, a lot of people have gone on without really understanding their policy – and this is something that should not be. To help you increase your understanding of [...]

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When you are shopping around for a health insurance policy, how do you go about it? Some experts suggest that, whatever you do, do not go direct to the carrier. Does this make sense? After all, aren’t you going to be making some savings if you get rid of the middle man? The reasoning behind [...]

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No, it is not the dreaded snake. COBRA is actually a law – not a health insurance company, as many mistakenly think it is. Short for Consolidated Omnibus Budget Reconciliation Act of 1985, COBRA serves to protect employees in terms of continued health insurance coverage in case of any changes in the status of employment. [...]

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Believe it or not, you might be able to make some savings by participating in wellness programs. Some companies in the United States are offering such programs to their employees. The main benefit, of course, is that you will be living a healthier lifestyle. In effect, you will most probably lessen your chances of getting [...]

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Going to college or university is expensive enough, do you really have to spend more on student health insurance? The truth of the matter is that no matter how healthy you may be, you never really know if and when you’ll need medical care. Worse, most standard health care insurance policies – even the family [...]

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You might find yourself at a point where you will need short term health insurance, but do you know what will be covered by the policy? Do you also know how much it will cost you? Let’s start with the coverage. The good news is that is that in general, short term health insurance policies [...]

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Health insurance is usually meant for a long period of time, but there is such a thing as short term health insurance. This kind of health insurance is meant to be a stop gap measure. Sometimes, there is a short period of time in between the renewal of standard health insurance policies. Alternatively, when one [...]

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